The younger you are, the better to start thinking about insurance. It will be cheaper for you to get it, and you will be covered from the origin of your medical career. But also remember that later is always better than never. If you are an experienced MD, you can also contact a company that advocates for physicians and will help you get the most appropriate plan. These are just some of the golden nuggets I get from today’s guest, Dr. Stephanie Pearson.  

Dr. Stephanie Pearson is an OB-GYN who decided to reinvent herself after an injury. As a result of her transformation, she created PearsonRavitz. This firm is one of the top disability insurance companies catering to and advocating for physicians.   

These are some of the topics we cover during the episode:   

• What to look for when analyzing an insurance policy
• Characteristics of the insurance industry 
• Clauses that could be harmful to physicians    
• When should MDs contact a physician advocacy firm 
• The reason why insurance is not connected with age but with wealth

After listening to this episode, please go check your disability policy. Make sure you understand it in detail. And in case you need a second opinion, don’t hesitate to contact PearsonRavitz. It’s always good to get a second opinion. Be phenomenal.   

“I think the insurance industry is one of the most archaic industries out there. There is no standardization of language. They are looking for reasons not to pay people, right? But they do.” – Dr. Stephanie Pearson 

In This Episode:
00:00 Welcome back to another episode of the Limitless MD podcast

01:13 How Stephanie’s reinvention came to happen

03:19 Problems with some policies     

05:04 What to look for when analyzing an insurance policy

08:55 Characteristics of the insurance industry 

12:07 Clauses that could be harmful to physicians      

15:26 When should MDs contact a physician advocacy firm?  

17:57 It is (almost) never too late to have good insurance as an MD

19:38 The reason why insurance is not connected with age but with wealth

21:32 Strategies that helped Stephanie survive her darkest hour

25:33 Impact Stephanie wants to have in the world

Resources:
– Join our Free community of high-performing physicians: the Physician Wealth Accelerator 

– https://vikramraya.com/programs/

– Sign up to my email list

– Apply to work with Vik and book a clarity call here

– Group Coaching Now Open! Apply Here 

Connect with Vikram:
– Website: https://vikramraya.com/

– Instagram: https://www.instagram.com/vikramraya/  

– Facebook: https://www.facebook.com/Vikramrayamd

– LinkedIn: http://www.linkedin.com/in/vikramraya/

– YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

Connect with Dr. Stephanie Pearson:

– Website: https://pearsonravitz.com/

– Facebook: https://www.facebook.com/PearsonRavitz/ 

– LinkedIn: https://www.linkedin.com/company/pearsonravitz/

Special Thank You to Music Provided by Music Library https://soundcloud.com/music-library-non-copyrighted-sounds/300-violin-orchestra-jorge-quintero-copyright-and-royalty-free